Disclaimer of Warranty

• The information on this web site is provided without any warranties of any kind either express or implied, including, but not limited to warranties of title, or implied warranties of satisfactory quality, merchantability, or fitness for a particular purpose, are expressly disclaimed except to the extent that such disclaimers are held to be legally invalid and further, John Ryan and Associates, Inc. (JRA) makes no representations as to the quality, suitability, truth, accuracy or completeness of any information provided by any entity on this web site.

Limitations of Liability

• JRA shall not be liable for any damages suffered as a result of using any of the entities referenced on this web site and in no event shall JRA be liable for any indirect, punitive, general, special, incidental, or consequential damages of any kind, including the loss of business, revenue, profits, or any loss of prospective advantage whatsoever, and you further agree to hold JRA harmless from, and you hereby covenant not to sue JRA for any claims based on your use of the web site, and any other web site or sites that you may access via any links provided herein because JRA cannot control the content or changes to such web sites and cannot be responsible for same.