In accordance with the FTC guide lines concerning use of endorsements and testimonials in advertising, please be aware of the following:

Testimonials appearing on this site are actually received via text, audio or video submission. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way or another. However, they are individual results and results do vary. We do not claim that they are typical results that consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The testimonials displayed (text, audio and/or video) are given verbatim except for correction of grammatical or typing errors. Some have been shortened. In other words, not the whole message received by the testimonial writer is displayed, when it seemed lengthy or not the whole testimonial seemed relevant for the general public.

John Ryan and Associates, Inc. wants you to be fully informed when you purchase from us, our endorsers, or any third party we may link to or recommend on any of our sites. We take pride in our products, services, and recommendations, and want our visitors to get the maximum positive results from their purchases, whether this be in direct profit, education, or enjoyment. In this light we believe it’s important for you to understand the following facts before making a purchase from any of our sites, or any site we may refer you to through third party links:

FINANCIAL RELATIONSHIPS WITH ENDORSERS: If you are referred to our site from a third party with or without a tracking link, they may receive a commission on any products or services you purchase. Because of this financial relationship, you should not rely solely on their endorsement in making a purchase decision, and must exercise due diligence in evaluating our products and services using information obtained beyond their specific endorsements and the sales site in particular.

GENERALLY EXPECTED RESULTS FROM OUR PRODUCTS: Although our products are intended to be fully implemented, and we work hard to ensure it’s easy to do so, the typical user of virtually all education products treats them in much the same way they treat a book. The vast majority read or skim through it once, then “leave it on the bookshelf”. It is also believed that only 10% of people who start a book make it past the first chapter. The results of such education are intangible and not measured in direct profit, influence, success, or other positive results of any kind. And even when consumers implement our product in full, more often than not they do not report increases in profits, leads, sales, influence, success, or other positive results of any kind. Reports of specific profits, influence, sales, leads, success, or any positive results of any kind should therefore be understood as the exception rather than the rule. Consumers who use our products can generally expect not to see any increase in sales, leads, profits, influence, success, or positive results of any kind. It is entirely possible you will lose money, influence, and experience other negative outcomes as a result of the advice contained in our products.

GENERALLY EXPECTED RESULTS FROM OUR SERVICES: Where professional services are concerned, we don’t warrant that typical results will include any amount of visitors, leads, sales, profits, influence, success, or positive results of any kind. In fact, it’s entirely possible you (or your loved ones) may do worse financially, personally, physically, or emotionally while using our services than before you hired us. You should not rely upon results reported on our sales pages when deciding whether or not to purchase our services. Clients utilizing our services more often than not do not report increases in sales, leads, or profits, and many report losses. Clients utilizing our services more often than not do not report positive results influence, success, or any positive results of any kind. Profitable and/or other positive results should therefore be considered the exception rather than the rule. Clients utilizing our services can generally expect not to see any increase in sales, leads, profits, success, or any other positive results of any kind. It is entirely possible you will lose money, influence, sales, profits, leads, and other positive assets as a result of using our services.

GENERALLY EXPECTED RESULTS FOR OUR AFFILIATES: Most people who participate in affiliate programs remain inactive and do nothing after signing up, thus never making a single sale. Of the few who do something, the vast majority do not succeed in making sales. Therefore, notwithstanding the fact that potential forward looking earnings on our affiliate solicitation pages are true and accurate to the best of our knowledge, profiting from our affiliate program should be considered the exception rather than the norm. The majority of affiliates will lose time, money, and effort in their promotional activities for our programs.

NOTICE OF AFFILIATE TRACKING LINKS AND COMMISSIONS RECEIVED BY OUR COMPANY: Our policy when linking to third party sites is to (a) only link to sites we can genuinely recommend and endorse unless otherwise qualified in the proximate vicinity of the link and (b) use affiliate tracking links whenever they are available so we might profit from the time, energy, and work which goes into identifying and reviewing these valuable resources. You should assume we have a financial relationship with third party sites unless explicitly stated otherwise, and as such should not rely entirely upon our recommendation when making your purchase decision.